A growing set of free tools for the questions our clients ask most often. Built and maintained by Trinity Accounting Practice. Free to use, no signup required.
Contractor pay
Work out your equivalent permanent salary from a contractor day rate, accounting for super, leave, and the days you actually bill.
Industry Benchmark
Compare your business performance against FY2026 NSW industry benchmarks. Choose from 20+ industries, enter your numbers, and get instant traffic-light results showing how you stack up.
Cashflow forecast
Get an instant health score on six cashflow ratios and a 13-week cash forecast. See whether you’re on track, tight, or heading for a shortfall.
BUSINESS STRUCTURE
Sole trader, company, trust or partnership — see which structure leaves you with the most after tax and which protects what you’ve built. Compare all four side by side in 60 seconds
CASH FLOW DIAGNOSTIC
Take the 10-question diagnostic to see how disciplined your cash management really is. Score across 4 cash-flow dimensions plus get 3-5 priority actions in 3 minutes — free, no signup, runs in your browser.
TAX REFUND CALCULATOR
Estimate your FY2025/26 income tax refund or amount payable in under a minute. Uses current ATO brackets, Medicare Levy, MLS, HECS-HELP and LITO — free, no signup, runs in your browser.
CHILDCARE WAGE-COST CALCULATOR
See your daily and annualised wage variance above the NQF minimum, room by room. Built for Australian childcare operators — applies published ACECQA ratios, free, no signup, runs in your browser.
DIRECTOR PENALTY NOTICE
The ATO issued more than 84,000 DPNs last year. If your company owes PAYG withholding, super or GST, your personal assets may already be on the line. Check your exposure in two minutes.
PAYROLL TAX NSW
Super, bonuses, fringe benefits and many contractor payments all count as wages. Check where you stand against the $1.2 million threshold — and what the 5.45% rate really costs you.
CONSTRUCTION PROFIT
Plenty of builders win the job, finish the job, and still lose money on it. Price the project properly before you sign — gross and net margin, overhead recovery, retention and breakeven in one view.
The reviews speak for themselves.
Sole traders, growing companies, and trustees who keep coming back. Here’s why.
Doesn't cut corners
I'm so glad I found Ramy & Kim from Trinity Accounting. They have helped me and my business tremendously. They really care about their clients and don't cut corners. Very impressed with their knowledge and level of customer service.
Business and personal
Trinity Accounting Practice is knowledgeable and professional for business and personal finances, providing clear advice.
Diligent and professional
Trinity Accounting Practice is highly professional and diligent. I highly recommend them to anyone seeking any accounting advice.
The best, hands down
Ramy is the best accountant in Sydney. He helped me solve my problems. He is the best. I really thank you Ramy for everything.
Medical practice expertise
I have a medical practice. I met with many accountants before, but I found Ramy Hanna has a very well organised accounting practice and he is very knowledgeable and has great experience.
A real lifesaver
Trinity Accounting has been a lifesaver for my construction business. Ramy's knowledge of BAS, GST, and tax is unmatched. Great service and support!
